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YCS Credit Union

YOUNGSTOWN CITY SCHOOLS CREDIT UNION  

 ADDRESS

20 W. Wood Street
Suite 115
Youngstown, Ohio 44503

HOURS
****New office hours as follows:****
Office hours:
Monday thru Friday
9:00 a.m. to 3:00 p.m.

SAVINGS RATES/LOAN RATES* 


Regular Share (Savings) Account .05% DIV/APY
(Minimum $5 to open)

Share Certificate (1 year term) .10% DIV/APY
(Minimum $1,500 to open)

Christmas Club Account .15% DIV/APY
(No minimum beginning balance)

Accounts in this Credit Union are insured up to $250,000 by American Share Insurance (ASI) - a Credit Union share guaranty corporation. This institution is not federally insured. Members' accounts are not insured or guaranteed by any government or government-sponsored agency.  

Each account must have $100 balance to earn dividends.

*Members forfeit dividends if they close an account before accrued dividends are paid. Fees may reduce earnings. There is a 90-day interest penalty for early withdrawal of a share certificate.

TYPE A.P.R. MAX. TERM

 

New Vehicle 2.39% 72 Months

Used Vehicles 2.99% - 5.50%  up to 72 Months
(Rate and term are dependent upon age of vehicle)

Unsecured Line of Credit 11.00% 42 Months

Personal/Comaker 13.00% 60 Months

Share Secured 3.00% 60 Months
(Share secured loans over $10,000 can be granted for up to 120 months)

 

Updated:06/21/2021

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Contact
Phone: 330 744-5846

________________

Manager
Teresa Morella
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Assistant Manager
Lesley Lewis
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DIRECTORS
Ruth Fletcher
President

Hilda McKee
Vice President

Catherine Campana
Secretary

Gary Capone
Treasurer
 
                                                        Marva Stubbs
 George Phillips
John Grahovac
                                      
                                                               
CREDIT COMMITTEE
Carolyn Adderty
Chairperson
 Beth LaBerto
Katherine Paull
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