YCS Credit Union

YOUNGSTOWN CITY SCHOOLS CREDIT UNION  

 ADDRESS

20 W. Wood Street
Suite 115
Youngstown, Ohio 44503

HOURS
Due to the Coronavirus crisis, the Credit Union will only be conducting business via phone, email,  U.S. mail. No business will be conducted within office. Please call office with detailed message and a call back number.  We appreciate your patience during this difficult time.

ANNUAL MEETING SEPTEMBER 15, 2020 AT 10:00 A.M.

Join Zoom Meeting
https://youngstown.zoom.us/j/9330749122?pwd=MThXZkliNHBJTTlhMC9WeTJMOCtoZz09

Meeting ID: 933 074 9122
Password: Success
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Meeting ID: 933 074 9122
Password: 492561

SAVINGS RATES/LOAN RATES* 


Regular Share (Savings) Account .15% DIV/APY
(Minimum $5 to open)

Share Certificate (1 year term) .20% DIV/APY
(Minimum $1,500 to open)

Christmas Club Account .15% DIV/APY
(No minimum beginning balance)

Accounts in this Credit Union are insured up to $250,000 by American Share Insurance (ASI) - a Credit Union share guaranty corporation. This institution is not federally insured. Members' accounts are not insured or guaranteed by any government or government-sponsored agency.  

Each account must have $100 balance to earn dividends.

*Members forfeit dividends if they close an account before accrued dividends are paid. Fees may reduce earnings. There is a 90-day interest penalty for early withdrawal of a share certificate.

TYPE A.P.R. MAX. TERM

 

New Vehicle 2.39% 72 Months

Used Vehicles 2.99% - 5.50%  up to 72 Months
(Rate and term are dependent upon age of vehicle)

Unsecured Line of Credit 11.00% 42 Months

Personal/Comaker 13.00% 60 Months

Share Secured 3.00% 60 Months
(Share secured loans over $10,000 can be granted for up to 120 months)

 

Updated: 06/22/2020

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Contact
Phone: 330 744-5846
Fax: 330 480-1914
________________

Manager
Teresa Morella
________________

Assistant Manager
Lesley Lewis
________________

DIRECTORS
Ruth Fletcher
President

Gary Capone
Vice President

Catherine Campana
Secretary

Cataldo Burrelli, Jr.
Treasurer
 
                                                                   Edward Kosiba
 George Phillips
 Hilda McKee

AUDIT COMMITTEE
John Grahovac
Chairperson
 
Beth Laberto 
                                                                          
                                                               
CREDIT COMMITTEE
Reinaldo Rodriguez
Chairperson
 
Brian Rella
Carolyn Adderty
  • Preschool